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EVERYONE NEEDS A SAVINGS ACCOUNT.

AND A TELLER WHO CALLS THEM BY NAME.

Certificates of Deposit

The idea behind a certificate of deposit (otherwise known as a CD) is fairly simple: in exchange for leaving your money untouched in the bank for a set period of time, you get a higher rate of return on your money. If you have the cash you know you won’t need access to for a while, it’s a great investment.

Our certificates are designed around you with a variety of terms and rates based on what works best for you. Most CDs require only $500 to open, however there is a substantial penalty for early withdrawal.

To open your Citizens CD, contact us today.

CDARS

Citizens Bank wants you to feel comfortable knowing that your money is safe with us. In fact, through CDARS®, or the Certificate of Deposit Account Registry Service, Citizens Bank can provide you with access to multi-million-dollar FDIC protection. You work directly with just one bank, receive one rate per maturity, and one statement. A minimum deposit of $10,000 is required to place your funds through CDARS. Please contact your Customer Service Representative for rates and further information.