Online Banking

IT'S NO SURPRISE OUR CHECKING ACCOUNTS ARE FANTASTIC.

WE'VE BEEN PERFECTING THEM SINCE 1931.

ETA (Electronic Transfer) Account

An ETA is a low-cost account designed for people who receive federal benefit, wage, salary, or retirement payments. The account allows recipients to receive Federal payments electronically in accordance with the Electronic Funds Transfer (EFT) provision of the Debt Collection Improvement Act of 1996 (DCIA).

A federal recurring direct deposit is required to open the account. There are no check writing privileges, as all activity must be done electronically with an ATM/debit card. There is a $3.00 monthly service charge associated with this account. No minimum balance required. Free Citizens Bank ATM, other bank ATM fees apply. Monthly statement provided.

To open your Electronic Transfer account, contact us today.