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BEFORE CHOOSING A CAR, HOME, OR BOAT THAT'S JUST RIGHT,

CHOOSE A BANK THAT MEETS THE SAME CRITERIA.

Home Equity

Home equity products allow you to access the equity you’ve built up in your home—either because of payments you’ve made or appreciation in your home’s value. Because home equity products are generally available at lower rates than traditional loans, they’re often a good way to finance debt consolidation, home improvement projects, college tuition, or other large expenses.

At Citizens Bank, we offer two kinds of home equity products:

Home Equity Loan

As the name implies, this is a loan with set terms. When you make your final payment, the loan is closed.

Home Equity Line of Credit

A line of credit is open-ended. Our lines of credit allow you to access your funds by making a draw from the line in person, with a check, or by transferring the funds to an existing Citizens Bank checking account.