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Banking Loaded with Benefits

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Tailored for Your Needs

Savings

Save & Invest

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Competitive Rates

Peace of Mind with CheckProtect

Everybody makes mistakes. That’s why we offer our CheckProtect service. Once enrolled,  your checks may be covered (up to a total of $500. Includes bank/NSF fees) in the event that funds aren’t currently available in your account.

Learn More about CheckProtect

Free Student Checking

If you’re between the ages of 16 and 23, this account might be perfect for you. There are no monthly service charges on our Student Checking account. We’ll even reimburse you up to $12 per month for ATM fees charged to you by other banks. Hey, students need all the breaks they can get, right?

Learn More about Free Student Checking

Money Market Savings

You work hard enough, so let your money do more for you through a Money Market Savings Account at Citizens Bank. Earn higher rates of interest and access your funds whenever you need to up to six times per month without penalty.

Learn More

Why Choose Citizens Bank

Since 1931, we’ve put people first. — Our personal banking products are engineered to save you time, money, and most importantly, headaches.

Get to Know Us

Featured News & Updates

Meet Our Citizens: Lauren Harmon
When Lauren Harmon was working on getting her degree in elementary school education, she applied for a part-time teller position and something clicked,... Read More of this article

Unexpected Costs of Home Ownership
Your mortgage payment is typically the largest monthly financial commitment you’ll have in homeownership, but buying a home involves a lot of other... Read More of this article

How to Plan Your Gift Giving on a Budget
This simple gift-buying strategy will help you stay on track and save money. We all start with the best intentions when it comes to saving money over... Read More of this article
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  • Disputes
  • How to dispute debit card transactions
  • With a Roth IRA, you typically pay taxes on the money before you contribute to your IRA. This means you generally can make qualifying withdraws once you reach 59 1/2 years of age without paying additional taxes on the distributions.
  • A traditional IRA allows you to direct pre-tax income toward investments that can grow tax-deferred until your retirement. You cannot contribute after age 70 ½ and distribution is required at that age.