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Required Documents and Resources

The following documents have been made available to help ensure that you remain informed on the PPP process. Please return to this page frequently for updates and information.

Please note that a valid drivers license and updated contact information is required for each round of the PPP and forgiveness process.

Documentation can be sent securely to Citizens Bank using our secure file upload service.

Latest PPP Updates

Jan 21 2021
#33: The SBA Publishes Simplified Forgiveness Guidelines for Loans Less Than $150,000
On January 19th, 2020, the SBA published updated forgiveness applications and instructions.  For borrowers with PPP loans under $150,000 the... Read More of the article "#33: The SBA Publishes Simplified Forgiveness Guidelines for Loans Less Than $150,000"
Jan 19 2021
#32: SBA Opens the Portal for Borrowers Who Did Not Receive a PPP Loan Last Year
The SBA has opened the portal for borrowers who did not receive a PPP loan last year. Borrowers now have the option to take a First Draw... Read More of the article "#32: SBA Opens the Portal for Borrowers Who Did Not Receive a PPP Loan Last Year"
Jan 15 2021
#31: SBA and Treasury Department Announces Opening of PPP Application Process for Banks Under $1 Billion in Assets
On 1-13-21 the SBA and Treasury Department announced that banks under $1 billion in assets would be able to begin submitting PPP Second Draw loan... Read More of the article "#31: SBA and Treasury Department Announces Opening of PPP Application Process for Banks Under $1 Billion in Assets"
Jan 11 2021
#30: Several PPP Related Provisions for First and Second-Draw Small Business Borrowers
On 12-27-20 President Trump signed the most recent stimulus bill into law. There are several PPP related provisions in the new law which will allow... Read More of the article "#30: Several PPP Related Provisions for First and Second-Draw Small Business Borrowers"
Jan 8 2021
#29: Second PPP Program for Smaller Business Impacted by COVID
On 12-27-20 President Trump signed the most recent stimulus bill into law.  The new law creates a second PPP program for smaller business that were... Read More of the article "#29: Second PPP Program for Smaller Business Impacted by COVID"
Jan 7 2021
#28: Information on Second Round of PPP Funding for Certain Businesses
On 12-27-20 President Trump signed the most recent stimulus bill into law.  The new law clarifies and corrects several issues that existed in the... Read More of the article "#28: Information on Second Round of PPP Funding for Certain Businesses"
Nov 19 2020
#27: PPP Loan Forgiveness Update for Loans Over $150,000
The SBA is actively accepting and processing forgiveness applications, and Citizens Bank has received forgiveness on several loans already.  If your... Read More of the article "#27: PPP Loan Forgiveness Update for Loans Over $150,000"
Nov 19 2020
#26: The SBA is Actively Accepting and Processing Forgiveness Applications (Under $50,000)

The SBA is actively accepting and processing forgiveness applications, and Citizens Bank has received forgiveness on several loans already. 

Read More of the article "#26: The SBA is Actively Accepting and Processing Forgiveness Applications (Under $50,000)"
Oct 29 2020
#25: Some Common Questions Related to Nuances in the Forgiveness Process

A number of questions have come up related to nuances in the forgiveness process of the PPP program.  Here are a few of them:

Read More of the article "#25: Some Common Questions Related to Nuances in the Forgiveness Process"
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  • Disputes
  • How to dispute debit card transactions
  • With a Roth IRA, you typically pay taxes on the money before you contribute to your IRA. This means you generally can make qualifying withdraws once you reach 59 1/2 years of age without paying additional taxes on the distributions.
  • A traditional IRA allows you to direct pre-tax income toward investments that can grow tax-deferred until your retirement. You cannot contribute after age 70 ½ and distribution is required at that age.

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