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Savings Accounts

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1. Rate may change after account is opened.
2. Transfers or withdrawals to another account or to a third party by means of a preauthorized or automatic transfer, telephone request, internet, check, draft, or debit card are limited to 6 per statement cycle.
3. Transfers or withdrawals to another account or to a 3rd party by means of a preauthorized transfer, telephone request, internet check or draft are limited to 6 per calendar month. A fee of $2.00 will be charged for each additional debit transaction (withdrawal, ATM withdrawal, automatic transfer or payment) over the monthly limit. For Junior Savings, the account will automatically convert to a Regular Savings account when minor reaches age 18. All fees and guidelines for the Regular Savings account will apply.
4. Accounts that remain at a zero balance for 30 days will be closed.
5. Contributions made to your HSA by you or someone other than your employer may be taken as a deduction. Account holder may not be a dependent or covered by another health plan that is not an HDHP, including Medicare. Consult tax adviser for additional information.